When it comes to ID theft, thieves eye your garbage like hungry raccoons. Buy a cross-cut paper shredder and turn your financial paperwork into confetti. Make sure no one is watching as you enter your PIN. And when your credit card expires, or you order a new card, watch the calendar to make sure that you get the card within a reasonable amount time. Review your credit report at least twice a year to make sure random accounts haven’t been opened in your name.