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Build a Budget that Works        
TOTAL INCOME    
Net (he) Tax Rate (he)    
Net (she)    
Gross (he) Tax Rate (she)    
Gross (she)    
Rental income    
Spousal/Child Support    
Government Benefits    
Other:    
Fixed Expenses   Total Fixed Expenses    
Mortgage & Property Tx        
Electricity    
Gas & Water Heater      
Maintenance/Improv/Condo      
Cable      
Telephone      
Cell phone      
Internet Housing s/b 35%
Insurance house Transportation s/b 15%
Car payment Life s/b 25%
Car Payment Debt s/b 15%
Insurance & Liscen. Savings s/b 10%
Childcare    
Insurance: life & health    
Variable Expenses   Total Variable Expenses    
Allowances      
Gas/oil      
Repairs JAR MONEY: Monthly Weekly  
Public Transp Transportation  
ETR/Taxi/Park Food  
Medical/Dental Entertainment  
Groceries/Personal Care Clothes/Gifts  
Restaurant Everything else  
Clothes Total Jar Money  
Entertainment    
Pet  
Family/gifts  
Vacation      
Interests & Hobbies      
Sports      
Club/union    
charity    
bank fees      
Taxes      
Debt Repayment      
Emergency fund    
Saving      
Total      
Income - Expenses      

  Instructions for using Gail's budget  |  Download Excel version