Read previous answers from Gail:

December 2007

• Love your show & love your no-nonsense attitude towards money. When I have extra money, do you recommend putting it towards retirement or mortgage?
• Do you offer the same support and strategies as on the show [without rewards] on a consulting basis? We are very interested.
• I have extended health through my benefits at work. I am deducted $29.10 biweekly. I thought this was a good deal and then I figured out the yearly amount is over $700. Is it worth it to sock that away for emergency rather than pay it? Last year we only used the equivalent of $400 for dental and that is all.
• First of all, congratulations on your TV show. My husband and I are big fans of yours. Should I go back to work full-time and have this baby or give my new self-employment gig a chance?
• There are just so many companies out there telling you could do way better dealing with us than the bank and so on that I don’t know who to believe or what to do.
• How do you figure the amount the family needs or should be spending on the daily needs such as food, gas, entertainment etc.?
• I run a new business, it’s about 3 years old, and my wife is also self-employed. She, unlike me makes money. My business is not making it so far. Do you have any business budgets?
• Could please give some tips & examples of the notebook system you recommend to keep track of what is being spent.
• As a full time first year university student, I'm finding saving money very difficult. I want to know if you have any tips on how to start saving for my future.
• I'm to the point I'm scared to answer the phone. I can't take care of my children and give them the attention they deserve while trying to deal with the creditors at the same time.
• Our work ethics are very different and I find we fight a lot about that. I believe good things come to those who work hard and he's all about relaxing and punching out right on time.