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Here's your opportunity to have your say. Keep it clean and don't be mean to anybody or I'll delete you.
This is a good place to share ideas and support each other as you figure out your money and how to create the life you want.
To avoid the spam filter, keep your comments to 10 sentences or less. If you have more to say, go to the Questions section and send me a Post.
If you get caught by my spam filter, don't give up. Send me your comment in Questions and I'll make sure it's posted.
Click on "Sign Guestbook" and follow the instructions.

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Comments:
Hi Gail,
I love you no nonsense advice regarding fiances. I am not a good money manager and I have tried a variety of methods. One thing that I have come to use readily is my phone and apps. Is there an app for my iphone that works like the jars or at least a spreadsheet system that keeps track of spending. Any suggestions.


Added: May 22, 2013
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Comments:
Hi Gail!
Love all your money lessons and shows. Do you have any suggestions as to how to improve a credit score for young new-comers to Canada? They have student loans and making monthly payments but are always denied credit cards etc as they have only been in Canada a few years.
How can you start a positive credit score/report when you are new to a country?
Thanks!


Added: May 22, 2013
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Comments:
I don't understand how you calculate the amount of savings? If I make $1600/month with 15 year left to work. how much do I have to put away per month to reach $500,000 in 15 years?
What would I put my money in? I lost a bundle in the stock crash a few years back and now only put into GICs.
On your shows you talk about having a million when they are ready to retire. I would like to know how you are calculating that.

Thanks for your help.


Added: May 22, 2013
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Comments:
When I was planning to move out of my parents house and start renting my first place, I used your budget sheet to make sure I could afford everything, even when my boyfriend would go away for school and I would have to pay all of the bills on my own. Thank you for making it easy to say "yes I can afford it" and be right ;)

Added: May 21, 2013
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Comments:
Just wanted to say thank you. I had a couple of student loans that were haunting me for years. When I finally decided to make an effort to pay them off I didn't know where to start. I was being hounded by collection agencies and starting to feel the pressure. I started watch Princess and Till Dept Do Us Part, and was able to come up with a plan. Not only was I able to pay off both loans in less then three years, but I found money that I dinn't realize I had. No more living from pay cheque to pay cheque for this girl. I even have money going into a savings. I still have a lot to learn, and have started setting little goals for myself, to keep me motivated, and on track.

Added: May 21, 2013
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Comments:
Not a comment, but question please.
A little embarressed to ask, but...
How do I figure out a average on my Hydro bills? Or
any other expenses.
Is there a formula on how to do this? :!thinking:


Added: May 20, 2013
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Comments:
Gail, love the wealth of information you provide in such a simple and realistic manner. have started the hubby and myself on a budget and the kids are into it too! never too early to start. thank you for making confusing money issues much simpler to follow. :)

Added: May 14, 2013
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Comments:
Love your shows & books! I watch all the time & have purchased a few books. You offer a wealth of knowledge & tips. I would like to see information on second relationships & how to marry when one has great budgeting skills & substantial assets & the other lacks budgeting skills & has little assets?

Added: May 14, 2013
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Comments:
While we all love Gail and her approach, when signing the guestbook, it makes good sense NOT to put in your email address, home address or phone number...The only thing you really have to enter is your name. Keep yourselves safe!!

Added: May 14, 2013
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Comments:
I was in Uxbridge Ontario with my wife and her schoolfriend and dropped in at a Book store and found your book: Money Rules. I bought it and will go over it many times in the future. Great book!!

Added: May 10, 2013
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