If you want to watch a lot of Til Debt Do Us Part episodes or just specific ones, go to the Slice TV website, full episodes. Season 2, 3 and current shows are all there (don’t know what happened to Season 1). It’s a great way to get your daily dose of Gail!

Unfortunately, it really be hard for you to get traction on your financial change without your husband being fully on board with you. Try talking to him truly from your heart, that this is really important to you etc. If he tries it for 3 months and really doesn’t like that you are getting out of debt, it’s easy to rack it back up again! If he does get on board, you will experience couplehood like never before! Try inspiring him with “if you’re not stressed about finances, you’ll be a happier wife”.

Good luck to you.

My fiancee’s habits were hard to break..she would get a timmy’s every morning on the way to work, 1 during the day, and 1 on the way home..that’s $3.50 easy on coffee. She would also buy magazines like Cosmo every month and blow tons of cash on the latest hair products on the market (she’s a hairstylist ) All that changed when we started watching the show. But of course..she was willing to change.

If you’re husband is still reluctant, I recommend these books - Smart Couples Finish Rich or the Automatic Millionaire…Have him read the McIntyre’s story and if he’s still reluctant to change his ways….do what Gail does…hand over complete control of all the finances to him and tell him to balance everything and still maintain his lifestyle. He’ll quickly learn that a two-pronged approach to living debt free is better than tackling it solo…the rest should fall into place…otherwise….a good kick to his @ss never hurt anyone.

Elvin, I am finding over the past weeks and months that statement is very true for me. After doing Gail’s interactive budget, after facing financial realities based on the results of that budget, my strugle is not with the jars but with the spouse that just will not accept change is necessary. I believe I will need to handcuff him to the television. Gail, when will there be a “till debt do us part” marathon so I can get him ready???:)

FYI…my credit card company gave me a courtesy call yesterday…asking if I was okay and everything ’cause I haven’t charged a cent on my card for months…I said that due to crippling interest charges and deciding to stop paying your salary, Im in the process of ridding myself of your company….short pause…well thank you for your comments sir. I love how they freak out when you say you’re gonna stop using credit..it’s like I have leprosy! Best of luck Sandra.

Here’s what I do:
1) Calculate 10% of my gross income eg. 214
2) Subtract my pension amount per pay eg $103
3) remaining amount dedicated for RRSP x

x = 214-103 = $111/pay into RRSP

Note though..Im paying myself based on my pretax or gross bi weekly pay…some people can’t afford that and still pay down debt..but the short term pains is long term gains….best of luck Sandra….

Thanks.